Luis Rubén Chávez, Zenfi: Building credit score awareness for Mexicans, Ep 163

You can now find the full show notes of the Crossing Borders podcast on’s podcast section. I’ll still post the audio of the podcast on my blog and I’m planning to start writing more again on my blog, like I used to.

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Outline of this episode:

  • [01:09] – About Zenfi 
  • [02:10] – Zenfi’s credit scores
  • [03:22] – Misconceptions and inefficiencies of the credit scoring system
  • [05:20] – Zenfi in numbers
  • [08:47] – Luis Rubén’s background
  • [11:10] – Why is the traditional financial system stalled?
  • [15:30] – Zenfi’s fintech marketplace
  • [19:31] – The fintech ecosystem in Mexico in the last 5 years
  • [25:10] – Reading recommendations
  • [28:01] – Advice for a younger Luis Rubén
  • [31:45] – The future of Zenfi

Show notes on